How to Plan Tax-Efficient Investments in FY 2025
How to Plan Tax-Efficient Investments in FY 2025 As the financial year 2025 unfolds, one goal should be at the top of every investor’s list: minimizing tax while maximizing returns . With the right planning, you can reduce your tax burden and still grow your wealth steadily. Whether you're a salaried professional, business owner, or freelancer, here's how you can make smart, tax-efficient investments this year. 1. Understand Your Tax Regime: Old vs New Before investing, determine whether you'll opt for the Old Tax Regime (with deductions) or the New Tax Regime (lower slabs, fewer deductions). Choose the Old Regime if you plan to claim deductions like 80C, 80D, and HRA. Opt for the New Regime if you prefer lower tax rates with no deductions and minimal paperwork. Knowing your regime will help you design your investment roadmap effectively. 2. Max Out Section 80C (₹1.5 Lakh Limit) Under the Old Tax Regime , the most popular deductions come from Sectio...